That is kind of unethical to force you to use Ford Credit. I did use Ford Credit for our OB because they did a zero interest loan.
I call Bulls*** on this. What added "risk"? The bank is the one with all the risk. They are trying to force you into a situation that benefits them and only them. I would walk away from this "deal". They will probably abscond with your FordPass points as well, giving some BS excuse that the points have to cover the reduced price.
Does purchasing a Ford alone get you FordPass points? Checking so I can reach out and make the proper people aware. Thanks
So I'll update at the end of the week hopefully, but a lot has changed since last week. It'll be a bit of a lengthy post but I'll try to stick to the point. Bottom line right now is that it shouldn't be this ridiculous to purchase a vehicle, and I'm glad it sounds like Ford is cracking down on this. I'll get you guys up to speed soon
We bank with Navy Fed and USAA. Their auto financing processes are amazing. Went with NFCU for the BS as they had a better rate by .25%. Was going to use them for my Colorado, but the dealer came back with a really great offer through one of their lenders.
Thatās a great rate! I got 4.9% for 60 months , which I think is the current rate.
I heard someone (different company all together) but their dealer was doing the same thing.
Haha sorry for the delay every one ??so I think we left off last with the dealerships BS offer and then telling me they did everything they could. So I was set on going elsewhere or even looking at other vehicles. A day or 2 after I last spoke with the dealership I decided to reach out to their sister dealership with 2 simple questions....are you selling the BS at MSRP and are you accepting outside financing. She answered yes to both immediately so I decided to take a trip in. Test drove again which I didn't mind, white Bronco which was nice but not a huge fan of (except for that one posted on the forum recently with the red white and blue lettering!). I inquired about the Area 51 and Cactus Gray in transit to dealership I had all ready spoken to...they said they would ask and they came back with A51 has a buyer (which I assumed was ME!) and the CG had some one currently putting a deposit down. So while I'm at the dealership inquiring about the vehicles in transit, the salesman I was dealing with at the other dealership calls me, I ignore, he texts me to give him a call, I step out and make a call and he tells me the last price we spoke of they can do just a little better on but I would have to make the deposit on it and basically begged me to give him all 5 stars on his review because there have been some bad ones in the past that are holding up promotions. I tell him I'll give him a call within the hour. I tell the dealership I'm at that I'm not set on the white Bronco and to let me know about the other colors coming in. On the way home I text the original salesman stating that I put a deposit on a Subaru that night. He asks me what they can do for me to do business with them....I say MSRP and use my own financing.....and magically all of a sudden that's completely fine! Oh and the whole "hook me a up with a great review blah blah blah". I agree I'll hook him up with a great review ? and tell him I'll be in to put the deposit down. I also asked about the dealer add ons would be sold with the vehicle without any upcharge and he agreed to throw in the all weather mats as well as the seat back mats but not the wheel lock lugs, which didn't bother me. It still bugged me that I would be purchasing from this dealership, I would have rather went through their sister dealership, but I didn't know if cluing every one in on the situation would blow up the deal.
