Ford Protect

[Roxyy]

Has anyone signed up for Ford Protect? With all these issues, I'm wondering if it's worth it, or if it's even legit. Have not called for a price estimate yet.

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[jkernitzki]

Check out https://www.grangerfordextendedwarranty.com/ford/bronco-sport/#/step/1. You can look at the various term/mileage/deductible options. In my case, $2880 for 10 years/100k miles/$100 deductible.

This is the genuine Ford ESP, and Granger sells them at near cost. As far as "legit", it's the factory warranty extended out and backed by Ford.

As far as being worth it, all it would take is a single moderate to major repair past the base warranty period to pay for itself.

 

[Jmuns]

Everyone has a different opinion on this. Obviously insurance plans exist because the people providing them bring in more money than they spend, so for the majority of people they lose money buying a plan. If you like the peace of mind then it's a great purchase. You can even finance them with @Granger Ford using the monthly option as opposed to one time payment if you aren't in the position to put a couple thousand into a plan. It's also refundable and transferrable when you sell it. That's pretty cool and a nice touch if you sell to a private party later on.

I bought one as the BS was only a year into existence when I purchased it and I enjoy peace of mind even if it costs me more in the long run.

 

[rocks]

Buy a discounted Ford warranty online. I go with Flood Ford.

 

[Escape2Bronco]

I got mine through Granger. My issue is I have several vehicles and therefore split my miles accross them. I’m only putting on 7.5k miles a year on the sport so I opted for 10 years at 75k miles. Even less per year on the 2 door. For lower milage and longer terms it makes sense if you plan on keeping them that long. I know it’s insurance and it’s a for profit enterprise but it was relatively low cost up front from Granger. Time shall tell if it makes sense for me. I actually hope not. So far there have been no issues after 3.5 years. I’m not even at 20k and have bypassed the 36 month mark.

 

[Escape2Bronco]

It’s crazy how much these plans have increased in cost over three years. I guess the impacts of inflation. Considering cars have gone up 30% + in three years maybe it’s in line.

 

[DWG]

I try to keep my cars for a few years and I am risk adverse so for me it is definitely worth it. I would only buy the actual Ford Protect ESP, not a third party plan and I would only buy it from the online Ford dealers like Granger, Flood or Ziegler. My dealer will not even match the prices. A couple of advantage of getting the Ford Protect ESP over third party plans is the dealer gets repair approval very quickly and some TSB's state that if past the 3 year bumper to bumper warranty the TSB is covered by the Ford Protect ESP Plan.

The plans do not cover maintenance items so that is a negative. I recently had to pay over $600 to replace rear shocks on my son's 20 Escape because they are considered a maintenance item.

My most recent experience has been with my 2019 Edge with 50,000 miles on it. Within the last few months I needed to replace the torque converter and EGR Cooler. Since out of the original warranty it would have cost me about $4,500 - $5,000 out of pocket without the Ford Protect.

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