The perspective on safety features here is interesting. I like safety features, when implemented properly. Yet at the same time, I fully hear the arguments from others who say "I don't need them, why should I pay for them". When safety features are highly incentivized, considered standard/essential, or are mandated - then people who buy base model cars (individuals or fleets) will have them. That trickles down to people who go into the used market.
In terms of safety features, a few things to bear in mind:
The government - the NHTSA - is concerned about vehicle safety. They are mainly concerned about how well a vehicle protects its occupants. It is a noble goal. It is an important goal.
The IIHS (Insurance Institute for Highway Safety) on the other hand - their goal is more broad. Insurance companies don't just pay for the car you're in and if you're injured - they pay for the damage to the guy you rear ended. They pay if the guy you rear ended claims whiplash (an easy five to six figure claim in New York, at least). They pay if you hit a pedestrian and that pedestrian dies, or is injured for life, or temporarily.
This is why backup cameras, pre-collision mitigation braking etc. are not going away...
Thankfully, they are trickling down as some "luxuries" remain options or trimmed up. I was in a Toyota in 2017 that had a manual drivers seat but had adaptive cruise control and blindspot monitoring.
In terms of safety features, a few things to bear in mind:
- Not all drivers are competent, and many overestimate their competence.
- You can be a competent driver and suffer from the incompetence of another driver.
- Originally seat belts were considered an overbearing safety feature and are now considered essential. Airbags too.
The government - the NHTSA - is concerned about vehicle safety. They are mainly concerned about how well a vehicle protects its occupants. It is a noble goal. It is an important goal.
The IIHS (Insurance Institute for Highway Safety) on the other hand - their goal is more broad. Insurance companies don't just pay for the car you're in and if you're injured - they pay for the damage to the guy you rear ended. They pay if the guy you rear ended claims whiplash (an easy five to six figure claim in New York, at least). They pay if you hit a pedestrian and that pedestrian dies, or is injured for life, or temporarily.
This is why backup cameras, pre-collision mitigation braking etc. are not going away...
Thankfully, they are trickling down as some "luxuries" remain options or trimmed up. I was in a Toyota in 2017 that had a manual drivers seat but had adaptive cruise control and blindspot monitoring.
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