Insurance premium quotes?

[olly12]

Haven't seen much reference to insurance yet. Anything unusual or issues with agents finding thus far? I ask as Bronco Sport is still not listed on Geico's site when I was looking to quote adding it to my policy. I'm curious to see if it shakes out to something similar to Escape to insure.

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[Freeskierdude]

I used Amica and got a really good rate. Geico is awful don't use them

 

[olly12]

I used Amica and got a really good rate. Geico is awful don't use them

Called Amica they said they couldn't even give me a quote because Bronco Sport is not in their system. Said they were pushing it to another team to check on.

 

[Bdub]

No issues adding to USAA.

 

[RonSwanson]

I added mine to my Progressive policy completely online, just needed the VIN.

 

[KRYSTAL11375]

State Farm has already given me a quote and I haven't gotten mine yet. But it's already in their system. Mine is pretty much the same as my Fusion, so I'm happy.

 

[Shiskamba]

Agreed, I was able to quote mine thru State Farm app with my Vin number. Super easy.

 

[Speedgrizz]

Added mine to our American Family policy, had to call as they hadn’t updated all the 2021 vehicles yet. Cost 5 dollars more every 6 months than the Scion it replaced

 

[Geojive]

I’m think it won’t be that much more. Cars with collision avoidance and veritable cruise control tend to be cheaper so even though a 4x4 might be more to insure hopefully the safety features cancel out the 4x4.

 

[Osco]

Traded my 2015 Transit Connect XLT wagon, for my Sport Base model, rate went up a C-note and a half. I pay the whole year all at once. Not bad for a six year newer vehicle ya think
I was very happy.
Big strong Insurance companies don't need anything more than the VIN.
If anyone Is getting jacked around over a Bronco Sports value, that's a good sign they are trying to milk you and you need another Insurance company.

 

[Sargent28]

Can confirm USAA has it in theirs.

 

[Freeskierdude]

Called Amica they said they couldn't even give me a quote because Bronco Sport is not in their system. Said they were pushing it to another team to check on.

oh interesting! The agent sent the vin number to a colleague and they have everything squared away in 5 minutes when I called. It ended up being like 1100 a year for me with renters insurance, 1 million umbrella and basically maxed out liability + comprehensive and collision

 

[Freeskierdude]

I’m think it won’t be that much more. Cars with collision avoidance and veritable cruise control tend to be cheaper so even though a 4x4 might be more to insure hopefully the safety features cancel out the 4x4.

exactly this! my insurance cost went down dramatically because of that

 

[NavyBOFH]

Might need to create a thread of insurance rate comparisons - as best as possible since everyone in different locations can have different results.

I just replaced my Colorado ZR2 with a BB trim Sport... and my insurance stayed literally the same price! I would have thought with all the standard features and smaller size I would have seen a "lesser risk" in terms of insurance.

 

[RonSwanson]

Insurance rates are different in every state in the country so price shopping nationally doesn't work. Only rates in your state would be relevant to you.

Your new car likely has more safety features but maybe it's higher replacement value is offsetting that? IDK what your other vehicle's value was. If you kept the same limits/coverage, I wouldn't expect a huge difference either way.

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