Problem right here is in US you might have many credit unions here in Canada there is only one that deal in my province (state) but it's a monopoly (Desjardins, majority of banking market).
And this one gave me a rate of 6.70% ? ... even worse for a personal loan at 11.3%
Dealers know that...
For the ones that is stuck behind that paywall --- > https://archive.ph/75QY7
A little google explanation on this article
Objects retain motion – A dropped object, like a ball, keeps the forward speed of the car, so it won’t hit the following vehicle unless affected by other forces.
Air drag...
The thing is here banks are not very interested in financing cars since its an asset that depreciate value and there is less collateral in case of non payments.
So rates from banks at least in Quebec 99% sucks ...6 to 9% APR is often standard unless financed with the mortgage.
Manufacturer...
Thanks, I will take any tips since this my first new purchase from a dealer. ?
I did leave a 500$ deposit for the special order but I am willing to loose the car and wait until end of year for MY2025 liquidation. I think the APR is what you get. My wife bought a new CX-30 and when she special...
I was told the negotiating power is practically none with a car in "special order" vs dealer order.
Also Ford use rebates and APR deals to move vehicles inventory as well.
I'm a bit confused about how Ford Credit works, especially here in Canada. I know it might be different from the U.S., but I’m not sure exactly how.
With most car brands, the APR just moves up or down gradually, but Ford’s rates seem all over the place. Some weeks, they’re terrible, sometimes...
Yes that was my point...
Sucks I don't get them but it is what it is. My only regret so far (without even received it yet) is not ordering the cargo system. I thought it was possible to add later on without tearing apart the interior trim.
Either they are overloaded with deliveries or they are doing additional QA checks maybe...
Again not sure if MY 2021 was showing built status if they were waiting in the parking lot for parts or QA.
From previous year MY delivery experience here... normally they ship within few days of being built.
This is more than a month. I am not in a hurry. Just curious if they are missing parts like 2021 MY waiting in the factory parking lot.
The badland sasquatch is built since 3 days.
What do you mean by that ... the Ford data collecting?
I planned to video record my oil change and write the mileage on the receipt + scan it for archiving.
But the thing with the validation record is in BOLD ... I guess it is important but can't find more info about that.
Maybe someone...