Last Michelin tires on my F150 about 33,000 miles on them before I had to replace them, but that was after six years. They died of dry rot with tread left on them. Last time I got less than 40,000 miles on a set of tires was in the seventies and they were Uniroyals.
With power steering there is no need to keep both hands on wheel all the time, unless you got one without P/S. Down here in the South it is considered polite to wave or nod at almost everyone. Especially if they have the good sense to drive the same vehicle you do.
It takes 75% to 80% loss to total a vehicle. They have to base insurance on fair market value. Talk to them one time then tell them you are going to contact attorney. If they don't come around. Do it! "Been in a Wreak and Need a Check" will be glad to help. And ask about before and after.
I don't think warranty will cover broken windshield that is not factory defect or flaw. Your comprehensive insurance will be what covers cracked windshield. I had $100 deductible till I saw it would take ten or more years to save the difference between that and $0 deductible. So I switched to...
Told my dealer only way I would buy BS was if it had towing. It did not, but they included it in deal. They could not get one. I found Curt online and told them about it. They ordered and installed it. I insisted on Ford wiring harness and they had it in stock. Same as Escape. Took them...
Looks like Progressive was is for work also. They must have gotten theirs in weeks earlier than you. Sorry you have had such trouble with dealer's service dept.