EWA
BNPL
Payday loans
Student loans
Credit card fees and interest
Negative equity car loans
etc. etc. etc.
I mean, seriously...Are people not teaching their kids how money and credit work? Even something as common as compound interest?
You have probably heard this already...
"Those who...
People really need to reassess what they NEED when buying a car, and not what they want. I love watching videos that help people understand the dangers of longer loan terms. A great suggestion I heard was...
"If you can't afford the payments on a 60 month max term, look at other cars"
The...
We see the crazy budget calcs that should your rent/mortgage should be like 30% or whatever of your income. I asked my small circle of friends, what percentage of their base salary (gross before bonuses) was their latest car out the door price.
One of them said 105%. Seriously, bought a truck...
This is a very cool device, especially if you camp, etc. and risk running the battery flat.
https://manuals.ecoflow.com/us/product/alternator-charger-800w?lang=en_US
My question is around the BS alternator. Some cars have an issue with this setup, others don't. I'm sure this has been done by...
"I'm fine"
Coming up on a very important (to me) anniversary. Dec. 10th will be 25 years sober. But when I was deep in *it* my default answer when anyone asked was, "I'm fine".
I wasn't. If you have people close to you that are struggling, be kind. Lend a hand. You have no idea what they may...
I'm a 66 year old IT Director for a big Berkshire company. WFH 100% of the time. I have a Cisco router that connects me directly to datacenters and run the show from my loft, as I'm sure many others do.
After dealing with my wife's Escape, and having to remove the windshield wiper/motor assys to get to the batteryy. Most new cars make everything terrible to get to.
Opening the BS hood is a joy, everything is right there.
Finally.