Very unfortunate, but the seems to have held up pretty well given the circumstances. Best of luck fighting the bank, dealership, and insurance company.
I know the Badlands has some skid plates up front, but does it also have a different type of material for the underbody shield near the canister? Is the Badlands the only one that doesn't use a fabric shield under there?
Be sure to post what you hear from your dealer. It would be interesting to know what they have to say about this and if they plan on doing anything. I can't imagine the sudden gear shifting back and forth is healthy for the transmission.
The Yakima Off Grid medium will fit great. I almost bought that basket, but found a gently used Thule Canyon for half the price and went with that instead.