ZeroCool

Badlands
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Joined
May 27, 2021
Messages
735
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1,261
Location
Oh
Vehicle(s)
2021 Ford Bronco Sport
Had an 18yo hit me in my mustang. She had no insurance. I talked to my lawyer. Unfortunately he told me she probably didn’t have any assets. So suing her wouldn’t be worth it. He said at best could have her wages garnished, but would takes years to recover losses. I know my insurance company sued her. They haven’t recovered any money yet and that was in 2014! I still haven’t been reimbursed my $500 deductible.
I’d still sue to do everything I could to mess that uninsured driver’s life up, but I’m a vindictive sob lol
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Desert Bronco.

Badlands
Well-Known Member
First Name
Mitchell
Joined
Sep 29, 2021
Messages
57
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40
Location
Mojave Desert
Vehicle(s)
F-150, Schwinn Beach Cruiser,
You should most certainly consult with an attorney or two as well as your insurance company. Your insurance should also have access to attorneys to help. There will always be someone to take the case and your case is pretty cut and dry if all you want/need is your vehicle replaced. Realistically though what will probably happen is your insurance will probably cut you a check for your Bronco Sport, less your deductible and then reimburse you for the deductible at a later date if/when a judgement is won against this guy and he’s somehow able to pay something. Hopefully you have decent insurance and coverage for uninsured motorists.
some good news? I was in a similar sort of accident, where the driver was unlicensed and uninsured. I did not have uninsured motorist coverage at the time. Since she was driving with a suspended license\no license she was not considered a motorist. A motorist by my non legal definition is someone who is licensed in that state to operate a motor vehicle on public roads. So I’m not sure if your insurance company can subtract the deductible from your payout? Also at the time the insurance company made me WHOLE and gave me full replacement value on the vehicle including tax. I drove the car for 1.5 years and 23k miles and got all my money back. They offered me the car back (salvage title) for $11k plus the difference of $30k. I turned them down and got the full $30k. You might want to look into getting paid in full from the accident, with an unlicensed/ uninsured motorist? Talk to your insurance company and legal council if necessary.? Good luck 🍀
 

christopheru

Big Bend
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Joined
Jul 28, 2021
Messages
375
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416
Location
The Great White North
Vehicle(s)
Bronco Sport, Toyota Prius AWDe
I remember when damage like that would not total a vehicle.
Damage like that always totalled a vehicle.

In the “good old days”, visible damage like that tended to total the people stuck inside the vehicle. The Bronco Sport here did exactly what it was supposed to do and saved its occupants.
 
First Name
Celia
Joined
Jul 21, 2021
Messages
6
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11
Location
California
Vehicle(s)
2021 Bronco Sport
This is the worst combination of "Safety systems did what they were supposed-to do." and "Augh, no replacement!"

:-(
I don’t know wher you are in California but there is a very losfed badlands in roseville at Future Ford. It is not the love,y red but it is the area 51 colot. btw my badlands is the same red with the grey roof as well.
 

Ford Daughter

Badlands
New Member
First Name
Cindy
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Jun 23, 2021
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Location
Traverse City, MI
Vehicle(s)
Ford Bronco
It’s been four weeks since the unthinkable happened, and I got the official word two days ago: My beloved Bronco Sport Badlands is a total loss after sustaining $38,000 worth of damage in a four-car freeway crash.

Amazingly, I came out of the wreck without a scratch, but I’m an emotional wreck because I know I can’t replace it (we’ve looked — it can’t be found anywhere, and build-and-price on the Ford site won’t let me add everything mine had, I assume because they aren’t building them anymore).

I loved this car so much and buying it was the nicest thing I’ve ever done for myself, a total indulgence. All taken away by a reckless unlicensed uninsured 23-year-old idiot.

Damage was on both sides, front and back, because I got spun out and hit more than once before taking out the offramp wooden sign post.

Last three pics are after the repair shop took it apart to assess the (substantial) structural damage

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My 2021 Bronco Sport was totaled also. It protected me well. I love how you put that it sacrificed its life for me. Truth!

Bronco.jpeg
 

SilverVVolf

Badlands
Well-Known Member
First Name
Rad
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Apr 27, 2021
Messages
131
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120
Location
OK
Vehicle(s)
2021 Ford Bronco Sport
Man, that angers me on 2 accounts. That we have a BL down permanently, and that those P.O.S. endangered a child like that. The whole situation is heartbreaking. Truly sorry to be out this special vehicle. No doubt about it. We all love it and hope you find a new one. Glad you were safe tho not surprising. This "Lil guy" can take a hit.
 

jaja6009

Big Bend
Member
First Name
Jamieson
Joined
Jun 11, 2021
Messages
8
Reaction score
16
Location
Boardwalk Empire, New Jersey
Vehicle(s)
2021 Bronco Sport
Glad you are okay. One of the reasons I chose my Bronco Sport was an article on all of its safety features.

My BS was also an indulgence as it was the first ever brand new car for me. Mine got hit by a drunk driver but only had minor damage.

Good luck in whatever new vehicle you get.
 
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